Most of our closings take place within an hour’s time—sometimes even less. Each closing is scheduled for an hour to allow plenty of time to carefully go through each document and answer any questions that might be brought to the table.
If you are unable to attend the closing, sometimes a Power of Attorney can be used in your absence. Please contact Meyer Closings, LLC to acquire the forms that must be filled out and notarized in order to grant Power of Attorney. Additional fees may apply and lenders vary on whether they allow Power of Attorney at closing. Please call our office to inquire.
What do I need to provide Meyer Closings, LLC with before my closing?
- Homeowner’s insurance information such as premium amount and copy of policy declarations page listing your mortgage lender as the mortgagee or loss payee. Please call our office for more information
- Name and social security number for each purchaser listed on loan and/or contract
- Lender contact information, if applicable
- Home warranty, if applicable
What do I need to bring to my closing?
- A valid driver’s license, passport or state-issued photo ID.
- Good funds for amount of money needed to close.
- All documents requested by Meyer Closings, LLC or your lender.
- Any person whose name appears on the loan, needs to be present at closing to sign loan documents. *If someone is unable to attend, please contact our office to receive instructions on identifying a “Power of Attorney.”
How do I wire my funds to your office?
Click here to download a PDF
What documents will be signed at the closing?
- Hud-1 Settlement Statement – This document includes the agreed upon purchase price, real estate commission (if applicable), all agreed upon closing costs, proration property taxes, etc.
- Warranty Deed – This document transfers the title of the property to the new owner(s).
- Truth-In-Lending Disclosure
- Promissory Note
- Security Deed and Riders
- Waiver of Borrower’s Rights
- Survey and/or Termite Waivers
- Escrow Account Statement
- Occupancy/Employment Affidavits
- Flood Insurance Certificate
- Borrower’s Certification and Authorization
- First Payment and/or Coupon Letter
- Seller’s Affidavit of Residence
- Seller’s Certificate of Exemption
- Owner’s Affidavit
What should I expect after closing?
Your Warranty Deed will be forwarded to the county to be placed of record. Within 2-6 months you will receive the Warranty Deed in the mail at your home address.
Your Title Policy will be given to you at the closing or returned to your home address with your recorded Warranty Deed.
In order to file for Homestead Exemption, you need to contact your county tax commissioner. Visit http://www.etax.dor.ga.gov/PTD/county/index.aspx for more information.
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